Author is BE (E&C) from Government Engineering College Jabalpur 72 Batch and MBA from AIMA (All India Management Association). He has served in various organization viz. LRDE (Electronics & Radar Development Establishment), Doordarshan, Air India and finally retired from Emirates Airline and undertook self-study and certification in "Personnel Finance" with industry recognized certification in CPFA (Certified Personal Finance Advisor), IAPM (Investment Analysis & Portfolio Management) and WM (Wealth Management) with an objective to extend free help Sr. Citizen in managing their personal finance. He has contributed articles on topics of Personal Finance in INVESTMENT AVENUES magazine. He is life member of AIMA and IETE (Institution of Electronics & Communication Engineers) and Executive Counsel member of BMA (Bhopal Management Association). He us deeply involved in initiatives of Gyan Vigyan Sarita driven with PSR.